Improve cash flows
Grow your team
Expand your business

Get capital, grow faster

Get easy and quick access to the capital you need to grow your business.
Apply for Funding Now
*Minimum requirements for funding are $14,000 in monthly revenue, 550 credit score, and 6 months in business.
Buy Materials
and Supplies
Renovate your
space
Purchase
Equipment
Open a new
location

Funding for your Business

Many small business are underserved by traditional lenders. However, access to capital can be the key to unlocking growth for your business.

MinimuM Criteria

Any business, from small to large, can get access to the needed capital as long as you meet these minimum requirements.

14k

Monthly Revenue

6 months

In Business

550

Credit Score

Simple steps, big impact.

Get loan offers that meet your specific business needs from several funders through American Profit Recovery
One application for all your funding needs
Receivables Purchase
Lender purchases future revenue from sales at a discount and you pay back over a period of time with fixed daily or weekly payments.
Line of Credit
You can borrow up to a maximum credit limit and only pay interest on the amount of funds you draw from your credit line on a monthly basis.
Term Loan
Lump sum amount lent to the business, which is paid back over a period of time with regular scheduled payments determined by your credit profile.
Invoice Factoring
Sell outstanding invoices to a lender who will pay you a portion of the amount up front. The remaining percentage is held until the invoice is paid by your customer and a fee is deducted.
Equipment Financing
Lender provides you the cash you need to purchase a piece of equipment. You pay back the total amount, plus interest, over a period of time.
Our advisors provide the support you need
• Guide you through the process
• Explain your funding options
• Negotiate with lenders on your behalf

A wide range of options

Whatever your current business needs, American Profit Recovery offers a wide range of financing options.
Term Loan
• Up to $10,000,000
• 6 to 36-months
Receivables
Advance
• Up to $750,000
• 3 to 12-months
Line of Credit
• Up to $10,000,000
• Revolving terms
Other financing options
• Amounts will vary
• 3 to 36-months

Get funding fast, grow faster

With additional capital, you will have the opportunity to fund initiatives that will help you grow your business faster. Once those investments are made, you'll quickly start to see the long term impact.
Apply for Funding Now
*Minimum requirements for funding are $14,000 in monthly revenue, 550 credit score, and 6 months in business.

How it Works

A simple process to get started on your path to growth.
Apply
Fill out one simple application. There's no fee or obligation, and applying will not impact your credit.
Evaluate
Review loan offers with your dedicated funding advisor and pick the solution that works for you.
Fund
Get the capital in as little as 24 hours — deposited directly into your business account.
Grow
Put the money to work and get back to what you do best — growing your business!

FAQ

Wondering how American Profit Recovery works? We’re an open book.
How long will it take to get funds after I’ve completed the application?
You can be funded in as little as 24 hours! Your funding advisor will work with you on any requirements prior to funding, but we can move as fast as you do through the process.
What's the process to apply for capital?
Applying is quick and easy. This can be done by clicking on a pre-qualification offer or from the capital landing page. The process takes under 5 minutes to complete and is fully electronic! Once you’ve begun the application process, a dedicated funding advisor will work with you from start to finish and will be there to answer any questions along the way.
Will my credit be impacted when I apply?
Not at all. By applying, your credit will not be impacted without your consent. Your application will be reviewed by the funding advisor team and a dedicated advisor will walk you through the next steps and any potential credit checks in the process before they occur.
What if I have a question about the process during the application stage?
Your dedicated funding advisor will be available to answer any questions you may have at any point during the process via text, email or phone!
What products are available to me?
There are several products from term loans to lines of credit. The funding advisor team will work with you to find the best fit for your business both now and in the future.
What will I be expected to provide during the application process?
Completing the application requires light details to start. During the underwriting process, additional documents may be requested based on specific lender requirements. If any are needed, your advisor will guide you through the process.

Get capital in 24 hours

Complete your application in as little as 15 minutes. Review your options, choose the right offer, and you can get the funds deposited as fast as 24 hours after your approval.
Apply For Funding Now
*Minimum requirements for funding are $14,000 in monthly revenue, 550 credit score, and 6 months in business.
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